The Financial Audit with Caleb Hammer podcast helps people get out of debt. Caleb Hammer hosts this hard-hitting podcast. Each podcast episode features one person’s personal finance troubles. Caleb holds nothing back as he performs their “financial audit.”

Podcast guests tell their stories, explain the cause of their debt, and get advice from Caleb. Most have student loans, credit card debt, or a checking account that can’t keep up with their spending. They let Caleb discuss and criticize their spending habits. He then gives them personal finance lessons.

Caleb is candid with his guests, as he has been in their shoes before. His financial journey began in his teens when he fell into credit card debt and took on student loans. Caleb’s success in getting out of debt inspired his passion for helping others. This podcast continues the conversation.

The host often scolds podcast guests for overspending on fast food and fun things. He urges them to prioritize a healthy checking account instead. For example, Caleb audits 29-year-old Mikey in the “Burning All His Money on Apps” episode. Mikey makes $80,000 per year but has a heavy debt load. On “E-Girl Is Going to Die in Poverty,” listeners meet Adrianah. She makes good money as a content creator but is deep in credit card debt.

Listeners meet Jeff on “He’s Single-Handedly Throwing Away Their Future.” Although he does contract work, he has not saved money to pay his tax bill. In “Her Parents Stole and Destroyed Her Financial Future,” 24-year-old Lamaya shares her story. When she turned 18, she discovered her father had incurred debt in her name. Caleb gives her advice.

Listeners who like Graham Stephan or The Ramsey Show may find the Financial Audit podcast their next favorite. Like Dave Ramsey, Caleb holds nothing back.